This is a recipe for raw chocolate tart that can be made without an oven or heavy cream. The tart crust is made by mixing crushed biscuits with butter melted in the microwave, and then milk chocolate, also melted in the microwave, is mixed with milk. The chocolate mixture is poured over the biscuit crust and chilled in the refrigerator until firm. The result is a rich, melt-in-your-mouth raw chocolate tart with a crunchy tart crust. This easy-to-make, authentic dessert is perfect for Valentine's Day or as a gift.